Who is going to pay my medical bills?

It depends on what type of case you have, but most typically you will pay have to pay them and then try to get reimbursed by the other side’s insurance company at the end of the case.Florida is a No-fault state, meaning in an automobile accident your own insurance company is primarily responsible for your medical bills no matter who is at fault for the accident. $10,000 in Personal Injury Protection (PIP) insurance is required in Florida. It is responsible for paying 80% of your medical bills, 60% lost wages or $5,000 death benefits minus your deductible if any. You are responsible for paying the remaining 20% of your medical bills and anything after the $10,000 PIP is exhausted.

If you have health insurance it can be used to cover the medical bills that PIP does not pay (assuming you follow your companies requirement’s for submitting claims). However, at the end of the case you will have to pay your health insurance company back out of the money you recover.

In some cases there is Medical Payment (med pay) Insurance which will pay your medical bills regardless of fault assuming they are timely submitted (generally within one year).

Future medical bills, when necessary, will be bargained for in the settlement and then paid by you as they are required.